Many pensioners across the UK are struggling with rising living costs, higher energy bills, and everyday expenses. To provide targeted support, the government has introduced a new scheme offering pensioners aged 80 and over the chance to receive an extra £105 every week. This payment could make a meaningful difference for thousands of older people, ensuring they can manage essentials with more financial stability.
If you or someone you know is over 80, it is important to understand how this scheme works, who qualifies, and how to apply.
Why the Extra £105 Matters
Life after 80 often brings additional expenses. Health needs become more demanding, travel options may reduce, and many pensioners rely solely on fixed incomes. With inflation still impacting food, utilities, and housing costs in 2025, an additional £105 per week could significantly improve quality of life. This support helps pensioners cover bills, buy healthier food, and manage heating costs without having to cut back on essentials.
Who Qualifies for the Extra Payment
Eligibility for the extra £105 weekly payment is based on age and residency. Pensioners must be:
- Aged 80 or older on the date of application
- Living in the UK for most of the year
- Already receiving a State Pension or Pension Credit
- Meeting any additional conditions set by the Department for Work and Pensions (DWP)
Those who recently turned 80 can also apply as soon as they reach the qualifying age. In some cases, even pensioners living abroad but with a strong UK connection may be eligible, though different rules may apply.
How the Payment Works
The payment of £105 weekly is designed as an additional top-up alongside existing pension benefits. It is not a loan or repayable grant. Once approved, the money will be deposited directly into the pensioner’s bank account, usually on the same day as their regular State Pension. The DWP has confirmed that this payment will not affect other benefits such as Housing Benefit, Winter Fuel Payment, or Attendance Allowance.
How to Apply
Applying for the payment is a straightforward process, but it does require pensioners to provide documentation. There are several ways to apply:
- Online through the DWP website – the fastest and most convenient method
- By phone – calling the pension service helpline for assistance
- By post – submitting a paper application form available from local Jobcentre Plus offices
Applicants will need proof of age, National Insurance details, and proof of residency. Pensioners already receiving Pension Credit may be contacted automatically, reducing the need for a full application.
Automatic Payments for Some Pensioners
Not every pensioner will need to apply manually. Those who are already receiving certain benefits may be enrolled automatically. For example, if you are on the higher Pension Credit guarantee or if DWP records confirm your age and eligibility, the payment could start without additional paperwork. However, pensioners are encouraged to check their eligibility to avoid missing out.
When Will Payments Begin
The DWP has indicated that the extra £105 weekly payments will begin rolling out in autumn 2025. Pensioners who apply early can expect to receive their first payment within six to eight weeks of approval. For those automatically enrolled, the payment may be added directly without delay.
How Long Will the Payments Continue
Currently, the scheme is designed as an ongoing benefit for as long as the pensioner remains eligible. As long as the individual is over 80 and living in the UK, the weekly £105 will continue. Reviews may be carried out by the DWP to ensure eligibility, but pensioners will not need to reapply each year.
Can Couples Both Claim
Yes, if both members of a couple are aged 80 or over, each person can receive the extra £105 weekly payment individually. This means some households could benefit from an additional £210 per week, significantly easing financial pressures.
Impact on Other Benefits
One common concern is whether claiming this extra payment will reduce or cancel out other benefits. The DWP has confirmed that this support is designed to sit alongside existing entitlements. That means pensioners will continue to receive their State Pension, Pension Credit, and other allowances without reduction. In fact, having this additional support could make it easier to qualify for certain benefits, as it provides proof of financial need.
What If You Live Abroad
Some pensioners who live outside the UK may still qualify if they live in countries with reciprocal social security arrangements. However, those living in countries without such agreements may not be eligible. It is always best to check directly with the DWP if you spend most of the year outside the UK.
How This Scheme Supports Pensioners
The new payment is not just about money; it is about supporting dignity, independence, and health. By giving pensioners extra funds, the government is helping them maintain a better standard of living. With this payment, pensioners may be able to:
- Heat their homes more effectively during winter
- Afford healthier food and groceries
- Pay for transport to medical appointments
- Cover the costs of personal care or community activities
For many over 80, these small improvements can make a huge difference to wellbeing and quality of life.
Avoiding Scams
Unfortunately, with new schemes like this, scams often arise. Pensioners should be cautious of anyone contacting them unexpectedly and asking for bank details or fees to process the payment. The DWP will never charge for applications, and genuine communication will usually come by post or through official government websites. If in doubt, pensioners should contact the Pension Service directly.
Support for Families and Carers
Family members and carers can also assist with applications. This is especially useful for pensioners who may have difficulty managing online or paperwork applications. Councils and Age UK branches across the country are offering guidance and help sessions to ensure no eligible pensioner misses out.
What To Do If Your Claim Is Rejected
If an application is denied, pensioners have the right to request a mandatory reconsideration. This means the DWP will review the case again. If the decision is still negative, the pensioner can appeal to an independent tribunal. Seeking help from welfare rights advisors or organisations such as Citizens Advice can increase the chance of a successful outcome.
Frequently Asked Questions
Do I need to be claiming State Pension to qualify?
Yes, in most cases you must be receiving the State Pension or Pension Credit.
Will this payment affect my tax?
The payment may be taxable if your overall income exceeds the personal allowance, but most pensioners will remain under the threshold.
Do I need to reapply each year?
No, once approved, payments will continue as long as you remain eligible.
Can I get backdated payments?
Payments usually begin from the date of claim, though automatic enrollees may receive backdated support.
Final Thoughts
The new £105 weekly payment for pensioners aged 80 and over is a much-needed boost during a time of rising living costs. With clear eligibility rules, simple application processes, and automatic enrolment for many, this scheme ensures that older residents are supported fairly. Pensioners and their families are encouraged to check eligibility as soon as possible to avoid missing out.
By providing additional income, the government is helping pensioners maintain their independence, dignity, and wellbeing. For anyone over 80, this is a crucial opportunity not to be overlooked.